In an effort to be completely transparent, I want to let you know that I have an affiliate relationship with some of the companies whose products or services I recommend.
This means that, at no additional cost to you, I will earn a commission or credit if you decide to buy their products or use any of their services.
This is one of the ways I pay for maintaining this site. Just to be safe, you can assume that any link that brings you out of my site will give me a small compensation if you decide to buy or subscribe to the product.
I urge you to not spend any money on any of these products or services unless you really need or can afford them.